Montana’s #1 Worker’s Compensation Program
Through the efforts of the Montana Building Industry Association (MBIA) and the Montana State Fund, a select insurance group of MBIA members has been created. The GRIP program is available to all MBIA members and has saved participating members more than $5.5 million of the past sixteen years!
GRIP members are eligible for a refund if the group’s workers compensation premiums exceed the group’s expense and claim costs. If the group qualifies for a refund, each individual refund is based on individual performance and paid on a prorated, percentage basis. A poor group performance cannot affect your individual premium and you will never be required to pay more than your basic premium.
GRIP is a powerful group incentive program and a very effective performance driven system. Grip allows you to take charge of your insurance costs by reducing lost-time accidents and providing a workplace that is both safer and in compliance with OSHA. The GRIP program is over 400 members strong and includes: contractors, lumberyards, banks, furniture stores, insurance companies and mortgage brokers just to name a few.
MBIA/GRIP promotes an ongoing safety culture within my company by identifying risks, providing safety training, and financial incentives for safe performance.
GRIP Offers You…
Free Safety Training & Certifications
Have GRIP safety personnel certify your employees for forklift, PAT, scaffolding and First Aid/CPR. Once a month a GRIP safety specialist conducts free 1-hour OSHA compliant safety meetings on a variety of useful topics.
Free Onsite Consultations
GRIP safety consultants will come to you for any site specific training needs and can inspect your work site for hazards and/or any potential OSHA violations.
Free Written Safety & Health Programs
GRIP offers written safety and health programs that can be tailored to fit your company.
Requirements to be in GRIP
Must be a member of the Montana Building Industry Association
Have the Montana State Fund as your workers’ compensation provider
Maintain a mod factor of less than 1.3
Complete and return the GRIP registration form
Montana State Fund presents $540,000 return to MBIA
HELENA — Montana State Fund presented the Montana Building Industry Association (MBIA) with a $539,902 check Thursday morning for their efforts to improve workplace safety.
MBIA instituted a Group Retention Insurance Program, or GRIP, which help foster safe workplaces for construction sites….READ MORE